Proactive Investment Planning to Take Control of Your Financial Future
Disciplined Approach to Asset Allocation
At Bleakley Financial Group, we allocate assets in ways that are appropriate for your time horizon, risk tolerance and overall planning objectives. We believe strongly in the asset allocation model and diversify your accounts by asset class, style and asset manager.* To avoid single stock and sector concentrations, we utilize a variety of asset classes.
It’s important to look at your assets in the aggregate and craft an allocation by taking into account both retirement plan and non-qualified assets. We consider all assets, not just the assets we manage, and pay careful attention to tax efficiency. Although we can't control the markets, we can add value by being fee and tax efficient and maintaining a disciplined approach to asset allocation.
Portfolio Fees and Tax Efficiency
We are thoughtful about where we get exposure to various asset classes and utilize qualified plans for less tax-efficient assets. Before capital gains are distributed each year, we review positions to avoid gains, where appropriate. We also review other investments and utilize tax loss selling, where appropriate.
Your asset management accounts are rebalanced periodically. This rebalancing creates a dynamic where we are consistently buying weakness and selling strength within your portfolio in an attempt to add long-term value and protect assets from overexposure due to short term run-ups.
*There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification and asset allocation do not protect against market risk.