Insurance Planning & Risk Management
Insurance Planning and Risk Management for Individuals, Families and Businesses
Insurance Planning for Individuals and Families
Insurance planning is a collaborative process. Our insurance planning professionals assist you in mitigating the risks associated with death, disability and the aging process. By utilizing a planning process approach, we emphasize finding the appropriate strategy, not selling a product.
Before we discuss risk planning strategies, we undertake an extensive fact finding process with you to ensure we have clear objectives in the area of risk management. When making recommendations, we consider your goals and objectives and how various products may interact with other assets. We also take time to understand how product design and ownership impact income and estate tax liability.
You can depend on us for assistance in the following specialty areas to help mitigate risk:
- Life insurance
- Disability insurance
- Long-term care insurance
- Health insurance
Risk Management for Businesses
For many business owners, their company is their most significant asset. When you engage us for risk management services, we focus on protecting your business interests and providing for generational continuity. We specialize in helping you fund buy-sell agreements, provide key person insurance and create liquidity to assist in business continuation programs. We can also assist you in the development of an employee benefit program, both from a plan design and a plan selection perspective.